Agile Commercial Capital

Australian Capital,
Delivered Faster.

Specialised commercial short-term lending, construction, and land finance solutions tailored for Australia's dynamic property and business markets. We understand that opportunity waits for no one.

Whether you are securing a critical asset, funding a complex development, or need urgent liquidity, Panda Funds provides certainty when traditional banks cannot.

Our Expertise

Comprehensive Lending Solutions

We do not believe in a 'one-size-fits-all' approach. We specialise in assessing the underlying asset value and the commercial merit of each transaction to deliver tailored funding structures.

Short Term Finance

Need to settle in days, not months? Our rapid-deployment short-term loans provide the crucial liquidity needed to seize fleeting opportunities or resolve urgent financial obligations when time is of the essence.

  • Urgent Bridging & Settlement Funding
  • ATO Tax Debt Clearance
  • Urgent Working Capital Injections
  • Equity Release against existing assets

Construction Finance

From luxury duplexes to multi-unit commercial developments, we provide reliable progress-based funding. We possess a deep, practical understanding of the Australian building industry and its unique challenges.

  • Flexible Progressive Drawdowns
  • Developer Equity Stretch & Mezzanine
  • Cost-to-Complete Funding
  • Subdivision & Civil Works Finance

Land & Asset Finance

Acquiring vacant land or leveraging existing commercial assets requires specialized understanding. We lend against retail, industrial, and office properties, recognizing the intrinsic value of the asset.

  • Raw Land & Greenfield Acquisition
  • DA-Pending & Rezoning Site Finance
  • Commercial Property Refinance
  • Residual Stock Loans
Brokers collaborating in a modern office
Broker Partnerships

Built for Brokers.
Empowering Your Success.

At Panda Funds, we view commercial finance brokers as our primary partners. We understand that your reputation is tied to the reliability of your funding partners. Our goal is to make you look like a hero to your clients by delivering fast, reliable, and highly transparent funding solutions.

Rapid Scenario Assessment

Submit a scenario and receive initial feedback and indicative terms from a decision-maker within 2 to 4 business hours. No waiting in a queue.

Generous & Protected Commission

We offer highly competitive commission structures that are protected by mandate and paid promptly at settlement. Your remuneration is secure.

Direct Access to Credit

You speak directly to the credit managers who make the decisions, not a processing call center. This ensures nuanced deals are understood correctly.

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Direct Borrowers

Skip the Red Tape.
Access Capital Faster.

Whether you are an individual property investor or a corporate entity managing a major acquisition, our loan products are designed to scale with your ambition without the bureaucratic delays.

Private & Corporate Entities

We lend to a variety of borrowing entities including individuals, companies, trusts, and SMSFs. Our legal and credit teams are experienced in untangling complex corporate structures to facilitate funding.

Asset-Backed & Common Sense

We look past strict serviceability calculators. Our primary focus is on the quality of the underlying real estate security and the viability of your exit strategy. If the plan makes sense, we can fund it.

Absolute Transparency

We believe in building long-term relationships based on trust. We provide clear, upfront Term Sheets so you know exactly what the interest rates and fees are before committing to any costs.

Have a specific project in mind?

Stop waiting on banks. Submit a brief overview of your scenario, and let our team provide a rapid assessment of what we can achieve for you today.

Submit Your Scenario for Review
Who We Are

About Panda Funds

Panda Funds is a proudly Australian-owned and operated private commercial lender. We were established with a clear mission: to bridge the funding gap for commercial real estate investors, developers, and businesses who require capital faster and with more flexibility than traditional banks can provide.

We manage a robust pool of private capital, allowing us to make swift, autonomous lending decisions. Our team consists of industry veterans with decades of combined experience across credit risk, property development, commercial law, and banking.

We don't just assess numbers on a spreadsheet; we assess the property, the project, and the people behind it. Our deep local market knowledge allows us to understand the nuances of the Australian property landscape.

$500M+

Capital Deployed

48 Hrs

Average Approval

100%

Australian Owned

Our Core Principles

Speed of Execution

We mobilize quickly because we know real estate deals are won and lost on timing. Our streamlined processes cut through red tape.

Commercial Pragmatism

We look for reasons to approve a loan, utilizing creative structuring to mitigate risks rather than finding excuses to decline.

Unwavering Integrity

We do what we say we will do. Transparent terms, honest feedback, and reliable funding you can count on at settlement.

Get in Touch

Let’s Discuss Your Scenario

Ready to move forward? Whether you are a broker with a complex client need or a borrower seeking direct funding, our Australian-based team is ready to evaluate your scenario immediately.

Direct Contact Information

Our lending specialists are available Monday to Friday, 9:00 AM to 6:00 PM AEST. Reach out directly for an immediate conversation regarding your capital requirements.

Corporate Headquarters

PANDA FUNDS PTY LTD
ABN 75 632 343 607

Suite 3, 38 Rowe St
Eastwood NSW 2122
Australia

Phone

1300 407 005

Email Enquiries

info@pandafunds.com.au

Submit an Enquiry

Fill out the details below, and a senior lending manager will contact you within 2 business hours.

Your information is handled securely and in accordance with Australian privacy laws.